Design Your Freedom

Most people guess. We calculate. Define your lifestyle goal below and see exactly how to activate it through property.

1. What is your Freedom Goal?

Select a lifestyle goal to auto-set your target, or adjust the slider manually.

Desired Annual Passive Income
$130,000
The Freedom Calculation
$130k × 20 = Goal
$2.6M

Net Asset Base Required

Rule of 20 (5% Safe Withdrawal)

2. Your Starting Block

Current Age
35
Current Savings
$60,000
Monthly Surplus Cash
$2,500
Fuel for Growth

This is the money left over after lifestyle expenses. It fuels your portfolio. Without surplus, you cannot hold growth assets.

3. Activate Property

How quickly do you want to bridge the gap? Activate assets to accelerate wealth.

Properties Activated
3 Properties
Leverage Velocity

More properties = larger asset base compounding at 6.5%. This accelerates wealth but requires higher monthly surplus to manage.

Asset Value (Avg)
$650,000

The "Do Nothing" Path

Reliance on Savings & Super

years old

Freedom Achieved

With Property Activation

years old

Your Path to Freedom

Savings Only
Property Strategy
Freedom Goal

This is your map. Now you need the vehicle.

We find the exact high-growth properties required to make this graph a reality.

Get Your Property Blueprint Get Your Property Blueprint

Calculation Basis

Capital Growth Rate 6.5% Long-term avg
Rental Yield 4.0% Gross Yield
Loan Interest Rate 6.0% Interest Only
Cash Savings Rate 4.0% Offset/HISA

Disclaimer: This calculator provides a general projection based on the user inputs and constant assumptions listed above. It does not constitute financial advice, nor does it guarantee future performance. Property markets fluctuate, and individual circumstances vary. Costs such as stamp duty, legal fees, and agent fees are estimated or excluded for simplicity in this high-level simulation. Please consult with a qualified financial advisor before making investment decisions.